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Buying a house..., GRRRR |
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Dec 23 2013, 09:47 AM
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Advanced Member
Group: Members
Posts: 1,970
Joined: 29-December 09
From: Dogging in a car park somewhere
Member No.: 592
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I'm trying to buy a house unfortunately I can only get a mortgage for £129k. (this is for a single application with a £10k deposit that I've saved up). My requirement is a 1 or 2 bedroom with a garage and driveway in a somewhat decent area. Houses that fit this bill are around £165k I'm sure if I was with a fit young rich women I wouldn't have on issues but anyway. I am looking at otherwise buying part-buy part rent scheme. As from what I believe you buy a % of the property and rent the remaining percentage from the council. My worry is that the house would never be mine, and that the council could in effect boot me out by giving me my % cost back and thus leaving me without a home. I'm aware there would probably be notice periods for such like but I would not like to be in that situation anyway. I'd also be worried that I couldn't modify the house, you know, lower it, some sick rims brap, some double glazing, maybe an extension, you know.. Does anyone have any experience with these sorts of schemes? Cheers
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:p Grammar: the difference between knowing your poop and knowing you're poop.
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Posts in this topic
motormad Buying a house... Dec 23 2013, 09:47 AM On the edge My niece lives in one, in Surrey. It was the only... Dec 23 2013, 10:28 AM Turin Machine I applaud your probity good sir, I know that purc... Dec 23 2013, 10:32 AM motormad OTE -
A mate of mine has moved into a nice area o... Dec 23 2013, 10:40 AM motormad The car is absolutely not up for discussion. It ow... Dec 23 2013, 11:15 AM Andy Capp QUOTE (motormad @ Dec 23 2013, 11:15 AM) ... Dec 23 2013, 11:32 AM Turin Machine The rather obvious solution COULD be buy a flat an... Dec 23 2013, 12:42 PM On the edge QUOTE (Turin Machine @ Dec 23 2013, 12:42... Dec 23 2013, 01:40 PM motormad QUOTE (Turin Machine @ Dec 23 2013, 12:42... Dec 23 2013, 04:04 PM Andy Capp QUOTE (motormad @ Dec 23 2013, 04:04 PM) ... Dec 23 2013, 04:23 PM gel This link may help:
http://www.sovereignliving.or... Dec 23 2013, 08:34 PM spartacus QUOTE (motormad @ Dec 23 2013, 10:40 AM) ... Dec 23 2013, 08:35 PM HJD QUOTE (spartacus @ Dec 23 2013, 08:35 PM)... Dec 26 2013, 05:23 PM JeffG QUOTE (HJD @ Dec 26 2013, 05:23 PM) lived... Dec 26 2013, 07:18 PM On the edge QUOTE (HJD @ Dec 26 2013, 05:23 PM) I was... Dec 27 2013, 07:42 PM gel (I don't think WBC own ANY houses now do they?... Dec 23 2013, 09:02 PM Exhausted Nothing very much has changed in terms of affordin... Dec 23 2013, 10:06 PM motormad QUOTE (Exhausted @ Dec 23 2013, 10:06 PM)... Dec 24 2013, 09:40 AM Exhausted QUOTE (motormad @ Dec 24 2013, 09:40 AM) ... Dec 24 2013, 07:18 PM On the edge QUOTE (Exhausted @ Dec 23 2013, 10:06 PM)... Dec 23 2013, 10:55 PM motormad I don't want it on a plate. Well, I do.
But wh... Dec 25 2013, 11:48 AM Exhausted QUOTE (motormad @ Dec 25 2013, 11:48 AM) ... Dec 25 2013, 08:14 PM Strafin What about a caravan? Dec 26 2013, 01:27 PM The Hatter QUOTE (Strafin @ Dec 26 2013, 01:27 PM) W... Dec 26 2013, 02:33 PM Baffers100 My first home was a shared ownership property. We ... Feb 18 2014, 03:39 PM gel And for the not so poor:
http://www.express.co.uk... Feb 18 2014, 05:17 PM On the edge Rather interesting that!
Council housing didn... Feb 18 2014, 05:33 PM spartacus QUOTE (motormad @ Dec 24 2013, 09:40 AM) ... Feb 18 2014, 08:24 PM motormad QUOTE (Baffers100 @ Feb 18 2014, 03:39 PM... Feb 18 2014, 08:34 PM Claude I sympathise with you and others in a similar situ... Feb 19 2014, 08:52 AM On the edge QUOTE (Claude @ Feb 19 2014, 08:52 AM) I ... Feb 19 2014, 09:30 AM The Optimist QUOTE (motormad @ Feb 18 2014, 09:34 PM) ... Feb 20 2014, 07:54 PM JeffG We oldies were lucky to get in on the ground floor... Feb 19 2014, 12:41 PM On the edge Quite, ours was a terrace in Reading for £9,100. ... Feb 19 2014, 01:28 PM Andy Capp Housing policy since the 80 has been ruinous. Fin... Feb 19 2014, 01:35 PM On the edge That's a great summary. Feb 19 2014, 01:37 PM spartacus QUOTE (motormad @ Feb 18 2014, 08:34 PM) ... Feb 19 2014, 04:08 PM MontyPython QUOTE (spartacus @ Feb 19 2014, 04:08 PM)... Feb 19 2014, 06:32 PM spartacus QUOTE (spartacus @ Feb 19 2014, 04:08 PM)... Feb 19 2014, 04:45 PM On the edge Yes, that's pretty good advice. The defence w... Feb 19 2014, 05:21 PM NWNREADER If you are 'only' qualified for a £129k mo... Feb 19 2014, 06:41 PM Turin Machine I know, I just had to pay £185k for another place ... Feb 19 2014, 11:23 PM NWNREADER No disrespect, but 'Buy to Rent' does not ... Feb 20 2014, 10:07 AM Strafin I have said it before, and I will say it again, no... Feb 20 2014, 10:15 AM nerc QUOTE (Strafin @ Feb 20 2014, 10:15 AM) I... Feb 20 2014, 11:04 AM Strafin QUOTE (nerc @ Feb 20 2014, 11:04 AM) If p... Feb 20 2014, 11:48 AM On the edge QUOTE (Strafin @ Feb 20 2014, 10:15 AM) I... Feb 20 2014, 02:09 PM Exhausted QUOTE (On the edge @ Feb 20 2014, 02:09 P... Feb 20 2014, 05:38 PM On the edge QUOTE (Exhausted @ Feb 20 2014, 05:38 PM)... Feb 20 2014, 06:05 PM NWNREADER QUOTE (Exhausted @ Feb 20 2014, 05:38 PM)... Feb 20 2014, 07:34 PM On the edge QUOTE (NWNREADER @ Feb 20 2014, 07:34 PM)... Feb 21 2014, 07:56 AM nerc QUOTE (Strafin @ Feb 20 2014, 10:15 AM) I... Feb 20 2014, 06:49 PM Strafin QUOTE (nerc @ Feb 20 2014, 06:49 PM) Stra... Feb 20 2014, 10:26 PM Biker1 QUOTE (Strafin @ Feb 20 2014, 11:26 PM) w... Feb 21 2014, 06:20 AM Turin Machine QUOTE (Strafin @ Feb 20 2014, 10:15 AM) I... Feb 20 2014, 11:38 PM Andy Capp Buy to rent is understandable, and is likely to be... Feb 20 2014, 01:19 PM NWNREADER The bottom line for the rental market seems to be ... Feb 20 2014, 01:48 PM badmummajamma QUOTE (The Optimist @ Feb 20 2014, 07:54 ... Feb 21 2014, 12:46 PM Andy Capp QUOTE (badmummajamma @ Feb 21 2014, 12:46... Feb 21 2014, 01:18 PM motormad You bumder.
I had thought of that. But while it m... Feb 21 2014, 02:21 PM JeffG QUOTE (motormad @ Feb 21 2014, 02:21 PM) ... Feb 21 2014, 10:46 PM motormad QUOTE (JeffG @ Feb 21 2014, 10:46 PM) I... Feb 23 2014, 11:27 PM Strafin Move back and don't tell anyone then! Feb 22 2014, 12:35 AM x2lls QUOTE (Strafin @ Feb 22 2014, 12:35 AM) M... Feb 22 2014, 10:05 AM nerc QUOTE (x2lls @ Feb 22 2014, 10:05 AM) Whi... Feb 22 2014, 08:15 PM Strafin QUOTE (nerc @ Feb 22 2014, 08:15 PM) He d... Feb 22 2014, 11:12 PM JeffG QUOTE (Strafin @ Feb 22 2014, 11:12 PM) I... Feb 23 2014, 10:15 AM On the edge QUOTE (Strafin @ Feb 22 2014, 11:12 PM) I... Feb 23 2014, 02:12 PM JeffG QUOTE (Strafin @ Feb 22 2014, 12:35 AM) M... Feb 22 2014, 10:52 AM Strafin Whoa, not me no. I also don't turn left out of... Feb 22 2014, 02:48 PM MontyPython QUOTE (Strafin @ Feb 22 2014, 02:48 PM) W... Feb 22 2014, 04:33 PM JeffG Of course not! Now I realise your user name is... Feb 22 2014, 03:01 PM Strafin Ok, I made a mistake on the left and right thing... Feb 22 2014, 05:17 PM Nothing Much This is probably horrid coming from someone who li... Feb 22 2014, 08:53 PM Strafin I guess it depends on how much you have sitting ar... Feb 23 2014, 10:29 AM NWNREADER QUOTE (Strafin @ Feb 23 2014, 10:29 AM) I... Feb 23 2014, 03:00 PM JeffG Agreed, I am not happy with people exploiting loop... Feb 23 2014, 12:30 PM MontyPython QUOTE (JeffG @ Feb 23 2014, 12:30 PM) Agr... Feb 23 2014, 02:23 PM On the edge QUOTE (MontyPython @ Feb 23 2014, 02:23 P... Feb 23 2014, 03:57 PM nerc Where do you get the £2000 per month tax free figu... Feb 24 2014, 06:03 AM x2lls QUOTE (nerc @ Feb 24 2014, 06:03 AM) Wher... Feb 24 2014, 06:11 AM Strafin QUOTE (nerc @ Feb 24 2014, 06:03 AM) Wher... Feb 24 2014, 08:19 AM x2lls QUOTE (Strafin @ Feb 24 2014, 08:19 AM) I... Feb 24 2014, 08:39 AM motormad QUOTE (nerc @ Feb 24 2014, 06:03 AM) Wher... Feb 24 2014, 09:56 AM nerc QUOTE (motormad @ Feb 24 2014, 09:56 AM) ... Feb 24 2014, 11:03 AM motormad QUOTE (nerc @ Feb 24 2014, 11:03 AM) That... Feb 24 2014, 11:41 AM Turin Machine QUOTE (motormad @ Feb 24 2014, 11:41 AM) ... Feb 24 2014, 02:22 PM motormad QUOTE (Turin Machine @ Feb 24 2014, 02:22... Feb 24 2014, 03:22 PM MontyPython QUOTE (motormad @ Feb 24 2014, 03:22 PM) ... Feb 24 2014, 04:01 PM Turin Machine I still don't quite understand where the whole... Feb 24 2014, 09:26 AM Strafin There are plenty of people who own second houses a... Feb 24 2014, 11:14 AM On the edge QUOTE (Strafin @ Feb 24 2014, 11:14 AM) T... Feb 24 2014, 02:38 PM Nothing Much Oh, if when I die I only have 80k in the bank not ... Feb 24 2014, 02:41 PM On the edge QUOTE (Nothing Much @ Feb 24 2014, 02:41 ... Feb 24 2014, 04:32 PM Nothing Much We are a poor struggling community and know that y... Feb 24 2014, 04:54 PM Ruwan Uduwerage-Perera QUOTE (Nothing Much @ Feb 24 2014, 04:54 ... Feb 24 2014, 05:49 PM NWNREADER QUOTE (Ruwan Uduwerage-Perera @ Feb 24 2... Feb 24 2014, 06:30 PM Strafin QUOTE (Ruwan Uduwerage-Perera @ Feb 24 2... Feb 24 2014, 06:54 PM Exhausted QUOTE (Ruwan Uduwerage-Perera @ Feb 24 2... Feb 24 2014, 08:38 PM
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